Keep your business going.
Depending on your selected coverage business insurance helps cover your business from financial uncertainty resulting from unexpected events or circumstances. We offer small to medium businesses with a comprehensive cover where you can select cover options that are suited to your industry, occupation, budget and needs. Our insurance brokers will help you to find the most suitable product.
Covers could be selected from the following:
- General property: Accidental loss or damage to your business property can effect your day to day operations, this cover can help replace or repair these items quickly.
- Fire and perils: Offering protection of your business premises and equipment for a range of defined events including storm, fire and malicious damage.
- Theft: Insuring your property against the loss or damage due to defined events relating to theft, helping you get on with running your business faster.
- Business interruption: Unforeseen events can be devestating for your business, this is where we can help you recover and get back on your feet.
- Money: Provides cover for loss of money for specified losses including money in transit, money contained in the premises and in your personal custody.
- Glass: Covers against the accidental breakage of glass at your business premises with automatic additional benefits.
- Public and Products Liability: Cover yourself in the event a third party is injured on your premises or as a result of your product, also covers third party property damage. Choose from three indemnity options up to $20 million.
Designed for office professionals.
One easy package which can be tailored to your business through the various cover options. This might cover the professional indemnity risks as well, which indemnify the insured for amounts which they become legally liable to pay as a result of any actual or alleged negligent act, error or omission in the conduct of their business or profession. Costs and expenses incurred to investigate, defend or settle any claim may also be included.
Covers could also be selected from the following:
- General property: Covers damage to insured property caused by sudden or unexpected loss not otherwise excluded.
- Money: Provides cover for loss of money in circumstances selected by you, such as money in transit, money in your work safe or strongroom and money in your personal custody.
- Theft: Insuring your property against the loss or damage due to theft from the business premises, helping you get on with running your business faster.
- Business Interruption: Unforeseen events can be devastating for your business, this is where we can help you financially recover and get back on your feet.
- Glass: Covers against the accidental breakage of glass with automatic additional benefits such as damage to external frames and destruction of stock in trade or contents caused by broken glass.
- Public Liability: Covering the amounts that you are legally liable to pay as compensation for personal injury and/or property damage.
- Computer/Electronic Equipment: Covering against the breakdown of computers and/or electronic equipment specified in the schedule. This includes a number of additional and optional benefits.
- Tax Audit: Covering professional fees reasonably incurred in connection with an audit of the business.
- Cyber Insurance is an insurance product used to protect businesses and individual users from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities.
The cover is designed to indemnify you for amounts which you become legally liable to pay as a result of any actual or alleged negligent act, error or omission in the conduct of their business or profession. Costs and expenses incurred to investigate, defend or settle any claim may also be included. It could also include product liability insurance and public liability insurance cover.
Coverage is available for a wide range of professions and specific occupations such as:
- Tax agents
- Financial planners
- Real Estate Agents
OTHER PRODUCTS WE OFFER
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See our full range of products catering to both individual and business insurance needs.
If you are unsure about which insurance products you need, feel free to contact us and one of our staff will gladly assist you with your needs.